Which Honda Ridgeline trim fits Panama City drivers, and what does each start at?
Panama City buyers who want a 2026 Honda Ridgeline are really choosing a trim, and the right one depends on how much you tow, how much you haul and how you drive in Florida heat. Honda lists one gasoline V6 with all-wheel drive across the Ridgeline lineup, so the choice turns on price and features rather than power.
Keep reading below, then schedule a test drive in Panama City. Bringing your own numbers to the lot settles this faster than any spec sheet.
Which Honda Ridgeline trim fits most Panama City drivers, and what does it start at?
The Sport starts at $40,795 for the 2026 model year, the lowest starting price in the Ridgeline lineup. Honda rates the Sport at the same 5,000-pound maximum towing as the Black Edition, RTL and TrailSport, so the entry trim gives up nothing on the tow rating.
We sell the Ridgeline alongside the Accord, Civic, CR-V, HR-V, Passport, Pilot, Prologue, Prelude and Odyssey. We also offer custom ordering of a new Honda.
What does each 2026 Honda Ridgeline trim start at?
The Sport starts the 2026 Ridgeline lineup at $40,795, and the Black Edition Two-Tone sits at the top at $47,895. These are Honda’s starting MSRP figures, and each price belongs to the trim beside it.
| Trim | Starting MSRP, 2026 model year |
|---|---|
| Sport | $40,795 |
| RTL | $43,595 |
| TrailSport | $45,995 |
| TrailSport + HPD Wheels | $47,195 |
| Black Edition | $47,395 |
| Black Edition Two-Tone | $47,895 |
Read the column top to bottom to see where each trim starts, then set the number against your budget before you visit.
What do all Honda Ridgeline trims share, from engine to towing?
Honda lists the Ridgeline as gasoline with all-wheel drive, so the trim you pick does not change the engine or the drive system. The Black Edition, RTL, Sport and TrailSport each carry 280 horsepower at 6,000 rpm, 262 lb-ft of torque at 4,700 rpm, and 5,000 pounds of maximum towing.
EPA’s certification record for the 2026 Ridgeline lists a 3.5-liter six-cylinder in both all-wheel-drive configurations. The AWD TrailSport rates 20 mpg combined, against 21 mpg combined for the AWD. For a Gulf Coast buyer, the choice rests on features and price rather than engine size.
Which Ridgeline trim suits beach, boat and trailer towing around Bay County?
Beach and boat-ramp towing around Bay County turns on two numbers: the 5,000-pound tow rating and the payload. The Black Edition lists 1,509 pounds of maximum payload and a 64.0-inch bed.
Payload is the weight the truck carries, and the tongue weight from a boat trailer’s hitch counts against it. A loaded boat, a cooler, fuel and dock lines can use up the payload faster than the tow rating suggests. If the bed holds heavy gear on every run, plan the load against the Black Edition’s 1,509-pound payload.
Which Ridgeline trim is best for daily driving in Panama City heat and traffic?
For daily driving on 15th Street and US-98, the Sport is the trim to price first. It starts at $40,795 and seats five, the same seating figure Honda lists for the Black Edition, RTL and TrailSport.
NOAA’s 1991 to 2020 climate normals put the normal July high at the Panama City airport at 90.9 degrees Fahrenheit. Workers living in Panama City average 21.4 minutes of travel time to work, according to the U.S. Census Bureau’s 2020 to 2024 American Community Survey five-year estimates. At that commute length, most of your miles are short city runs, so the entry trim is the one to test against that drive first.
What do Panama City drivers say about buying a Ridgeline and working with Group 1 Honda Panama City?
We hold a 4.6-star Google rating across 3,412 reviews, and 83 in 100 of them are five-star (Google, 2026). Eleven of our 107 most recent four- and five-star Google reviews describe a sales process that is easy and low-pressure.
Jennifer Jackson wrote in a 5-star Google review in July 2026: “I had the best time shopping for my Honda Pilot! The salesmen that helped us, Matt & Rod, were the best! They were very knowledgeable and made the entire experience enjoyable. I highly recommend buying from Group 1 Honda Panama City.”
That is one customer’s description of shopping for a Honda with us.
How do you price out a Ridgeline at Group 1 Honda Panama City before you visit?
The starting price is the trim’s MSRP, and you can shop, value a trade and apply for financing online before you visit. You can then finish in store, or buy through AcceleRide and have the vehicle delivered.
Our trade offer is instant. We buy vehicles outright, and we also take them as trade-ins. We also run a First Time Buyer Program for qualified buyers with no prior auto loan history.
Florida charges 6% state sales tax on a vehicle’s sales price, plus any county surtax, and the Florida Department of Revenue’s guidance for motor vehicles (2026) limits the county add-on to the first $5,000 of the purchase price. The Department of Revenue’s Discretionary Sales Surtax Information for Calendar Year 2026 (2025) sets Bay County’s surtax at 1%. That surtax follows the buyer’s residence address, not the dealership’s county, so two buyers signing the same deal at the same store can owe different amounts.
Frequently asked questions
What is the cheapest 2026 Honda Ridgeline trim?
The Sport is the cheapest, at $40,795 starting MSRP for the 2026 model year. The Black Edition Two-Tone is the most expensive at $47,895. The other four starting prices fall between those two.
How much can a Honda Ridgeline tow?
Honda rates the Black Edition, RTL, Sport and TrailSport at 5,000 pounds of maximum towing for the 2026 model year. Plan your trailer and boat weight against that figure. Count hitch and gear weight against your payload as well.
Does every Honda Ridgeline trim come with all-wheel drive?
Honda lists the Ridgeline nameplate as gasoline with all-wheel drive, and EPA’s record shows all-wheel drive for both the AWD and AWD TrailSport configurations. Honda’s powertrain warranty covers 5 years or 60,000 miles, whichever comes first. The corrosion warranty runs 5 years with no mileage limit, which matters for a truck that spends time near salt water.
Can I buy a Ridgeline online and have it delivered in Panama City?
Through AcceleRide, a buyer can find a new Honda, purchase it online and have it delivered. We deliver new or pre-owned vehicles to the buyer’s driveway and ship cars out of state.
Can I trade in my truck toward a Ridgeline at Group 1 Honda Panama City?
Our trade offer is instant. Trade offers depend on inspection, vehicle condition and current market value. Our payment calculator accepts a trade-in offer amount, and we buy vehicles outright.
How do I schedule a Ridgeline test drive in Panama City?
Scan the QR code to schedule a test drive, then upload your driver’s license. We are at 3601 E 15th St, Panama City, FL 32404. Sales hours are 8:30 AM to 7:00 PM Monday to Friday and until 6:00 PM on Saturday, and we are closed Sunday.
How Group 1 Honda Panama City lets you price a Ridgeline online before you visit
The trim that fits your work comes down to the load you carry, and you can price that trim before you drive over. We hold a 4.6-star Google rating across 3,412 reviews.
Our service center uses factory-trained technicians. Angela Platt wrote in a 5-star Google review in September 2026: “The service provided by David Martin was stellar. Not only was he attentive in advising me of any recalls on my Honda, but he guided a warranty repair that turned out to be quite painless. Very personable and polite. Highly recommend!”
Group 1 Honda Panama City matches the trim to the load before you ever take the wheel. Apply for financing online, then bring your questions to 3601 E 15th St.
Group 1 Honda Panama City answers this question against the specific vehicle in front of you rather than the model in general. Value your trade and get pre-approved online, then see us at our Panama City showroom, or call (850) 763-5495.
Disclaimer: Vehicle features, specifications, pricing, options, and availability may vary based on production timelines and dealership inventory; images are for illustrative purposes only. Starting MSRP figures are national and exclude destination freight charges, tax, title, license, and dealer fees. Standard and available equipment varies by trim, configuration, and model year; confirm the specification of the individual vehicle before purchase. Maximum towing and payload ratings depend on cab, bed, drivetrain, and equipment configuration; see the vehicle’s Owner’s Manual and trailering guide for limits. Electric range and charging times vary with battery, configuration, temperature, terrain, load, and driving habits. Safety or driver assistance features are no substitute for the driver’s responsibility to operate the vehicle in a safe manner. Financing and pre-approval are subject to credit approval. Contact Group 1 Honda Panama City for complete details regarding current vehicle inventory, pricing, and equipment.
